Sins Of Finance

M1 Finance also provides an optional premium subscription for $125 per year. One of the key ideas behind personal finance is not to spend more than you make. More impressive still, Saturn would remain tops in sales satisfaction each model year through 2001 except for 1999, when it tied for sixth with Lexus and Germany's BMW at a mere four points behind first-place Cadillac and Jaguar. But dealers were still short of stock and asking for more, so a third shift was added and all shifts rescheduled to four days a week, 10 hours a day. Wheel designs emulated Honda's, including the use of four lug nuts instead of GM's usual five. Saturn simply wrote new software allowing the ABS computer to counteract wheel slip in three stages: retard spark timing to reduce engine power, shift the transmission to a higher gear, and interrupt fuel flow. The SL2 listed at an attractive $10,295, but could be optioned up to around $14,600 -- a bit steep for the class, though that included antilock brakes (ABS) with rear discs (an $895 option) and CD player, features Civic and Corolla didn't yet offer.

The new traction control was available for just $50 on models ordered with ABS and automatic. The driver-side cushion became an across-the-board standard for 1993, when four-door wagons and optional traction control arrived. Traction control was a Saturn class exclusive and thus a big coup for the brand; even many luxury cars didn't have it yet. The cars had been introduced with motorized shoulder belts to meet the federal require­ment for dual front-seat "passive restraints," but Japanese rivals were rapidly adding airbags and Saturn needed to match them. A single-cam car took up to two seconds more, but Saturn's slick-shifting manual transmission was a match for Japan's best and a welcome change from previous GM efforts. Spring Hill ran two shifts to crank out some 244,000 cars, almost 75,000 more than the year before. In its very first year, the "different kind of car company" leapfrogged Honda, Toyota, Nissan, and other rivals in two key measurements: how well customers liked their cars and how well they were treated by dealers. Buyers were given a tour of their dealer's service area and met the mechanics who would work on their cars. Saturn carefully selected dealers who agreed to build separate showrooms and service facilities and to operate under strict guidelines for customer treatment.

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